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Government job Notification | Government Schemes | Result | Admit Card

 

Main point :-

Short term credit scheme for kisan and this scheme was prepared  by NABARD on R.V.  Gupta committee

This scheme implemented by all co-operative banks , Regional Rural Banks ans public sector Banks 

Launch- 1998

Initial interest rate – 9% per annum

RBI reduse interest rate at 2 % under interest subvention scheme  so farmer pay 7 % interest rate 

If farmer pay timely than farmer get 3 % more subvention 

                                                                            after this Effective interest rate – 4% 

Maximum loan – 3 lakh  for 3 yr

Collectoral free loan – 1.60 lakh 

Insurance coverage- 50000/- in case of death ( permanent disability )

                                 25000/- in case other risk

KCC credit for -Agriculture , Fisheries and animal husbandry

Document requred 

    Application form

    Copy of Id like- Adhar card , PAN card Voter id , Driving lisence

    Land document

    Passport size photo

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